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How to Use Amazon Split Payment – 5 Easy Steps to Use

Last updated on October 31, 2025 by Karan Sharma Leave a Comment

In this, We Learn How to Use Amazon Split Payment. Now, you can use Gift cards together with your debit or credit cards for one transaction. We also describe the benefits and tell you how to set it up, also provide tips for easy ShoppingHow to Use Amazon Split Payment - 5 Easy Steps to Use

How to Use Amazon Split Payment

Online shopping is at an all time high in terms of convenience and Amazon is at the fore front of that with which they make the process easier for all of us. As for what many of us are looking for is the Amazon Split Payment feature. This option we have is to use more then one payment method for our purchases.

Whether you are splitting the cost with a friend, using different cards, or adding a gift card to a credit card purchase, Amazon Split Payment is the tool which makes your shopping experience a more flexible and convenient one. 

Read More: How to Delete Feedback on Amazon

What Is Amazon Split Payment?

Amazon has a feature which allows customers to break up their payment between different methods. For instance you can use an Amazon Gift Card for some of the amount and a debit or credit card for the rest. Though Amazon does not support splitting between two credit cards at the same time, the use of a gift card in conjunction with another payment option is a workable solution.

This feature is very much so for families and friends which use the same Amazon account or purchase in groups. With Amazon Split Payment which we also present to you now everyone is able to pay in the amount they owe thus doing away with the issue of complex transfer of money. 

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Benefits of Using Amazon Split Payment

There are many reasons to use Amazon Split Payment for online shopping:.

  • Flexibility: Different payment options may be used to complete your purchase.
  • Convenience: If some payment options don’t cover the full cost you may still finalize the order.
  • Gift Card Usage: Easily pay with your Amazon Gift Card at the same time as your credit or debit card.
  • Budget Management: Divide large purchases among different payment methods.
  • Shared Costs: Great for splitting between family and friends when it comes to shared items.

Amazon Split Payment is to that end which makes check out a more smooth, quick, and organized process. 

Read More: How To Change Shipping Speed On Amazon App or Website

How to Use Amazon Split Payment

Here are easy steps for using Amazon Split Payment at checkout.

1. Place Items in Your Cart

First put the items you wish to buy into your Amazon cart.

2. Go to Checkout

Click on the cart button and go to Checkout.

3. Add Your Payment Info

In Payment Options you may add or change payment methods. Also if you have an Amazon Gift Card be sure to use it at the time of check out.

4. Use Your Gift Card Balance

At check out your Amazon Gift Card balance will be applied to your order.

5. Settle the Rest of the Balance

Once you used the gift card balance we have other payment options for you to use which include debit card, credit card, or any other available option.

And here is how you use Amazon Split Payment easy, simple and effective. 

Important Notes About Amazon Split Payment

While on the topic of Amazon Split Payment it is true that it is a useful feature but also note the following:.

  • You are not to use two credit or debit cards for a single order.
  • You can use your Amazon Gift Card in conjunction with a debit or credit card.
  • Here also we may use promotional balances or rewards when you are eligible.
  • Some third party sellers may have other payment terms, it is best to check first before you place your order.

Understanding this info will see your Amazon Split Payment experience Smoothly every time. 

Why Amazon Split Payment is  Game Changer Feature

In today’s digital retail environment which is so convenient, Amazon has introduced Split Payment which puts the power in the customer’s hand. We see this as a solution for budgeting and cost sharing.

For instance if you are a student splitting expenses with roommates, a parent dividing costs with the family, or a person looking to use up a balance on a gift card, Amazon Split Payment is a feature which allows you to tailor your payment method. 

Conclusion

Amazon has a feature which is very convenient for online shoppers that we have Split Payment. It provides flexibility, control, and ease in which you pay for what you buy. By familiarizing yourself with how to use it best, you can make each of your Amazon shopping experiences smoother and more intelligent.

When you go shopping online, do not worry about the payment instead, use Amazon Split Payment to have that smooth check out experience.

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